Documents and Reports

Microcredit and Microfinance
Documents and Reports

OTHER SPECIAL THEMES

Documents & Reports

Inspiring Ideas

Women's Access to Credit

Microfinance Governance

Capacity Building

Financing Enterprises

Microfinance & Disasters

Note: Unless a source is indicated, documents have been written by Hari Srinivas.

GDRC Research output

Click for full list of GDRC Research Outputs

Terms, definitions and glossaries

Microcredit usually refers to small loans offered, often without collateral, to an individual or through group lending.
Microfinance, however, refers to a broader range of financial products and services, including loans, savings, insurance, transfer services and other financial instruments targeted at low-income clients.

Three Things to remember

about Microfinance

Microfinance is not new ...
Microfinance is not just money ...
Microfinance is not enough ...

The practice of microcredit

GDRC's Microfinance Framework for Policy and Practice

The Broader Perspective of Microfinance

The Income Generating Activities Financing Model - Alessandro Tedesco
The Limits of Micro Credit as a Rural Development Intervention - Jimmy Roth
Meeting the moment: Microfinance and the social exclusion agenda - Margaret Grieco
Microfinance in the Wake of Natural Disasters: Challenges and Opportunities - Geeta Natarajan
Microfinance Services in the Context of AIDS Orphans - Betty Wilkinson
Health Micro-insurance: A Compendium
Islamic Microfinance

Linkages and support services

People's Centeredness of Credit: Need for Regional Networks
Significance of Establishing Linkages with Self-help Groups and Banks - Y.C. Nanda, NBARD, India
Models of Self-Help Groups in India - Rakesh Malhotra, NBARD, India
Establishment of Development Banks in Developing Countries: Assets and Obstacles
Is it worth involving the Corporate Sector in development?
Models of Linkage between Banks and Self-Help Groups
Issues for Replication and Diffusion of Innovations in S&C Programmes
How can innovativeness in savings and credit programmes be built up?
Ph.D. Abstract: Development of a Housing Finance Triangle Linking People's Organizations, NGOs, and Commercial Banks in Developing Countries - Hari Srinivas
CHOICE's Three Stages of a Rural Entrepreneurship Training Program
Small & Microenterprise Finance: Principles for Selecting & Supporting Intermediaries
Critical Issues in Microbusiness Finance and the Role of Donors - Zeitinger and Schmidt
Apex Institutions in Microfinance - Fred D. Levy
BRIDGING THE GAP: Cooperative Development Organizations and Private and Voluntary Organizations In Microfinance - Larry Frankel, Gloria Almeyda, Jeffrey Ashe and Julie Kelley Dettweiler [ PDF file - 330 kb]
Proceedings of the Virtual Conference on Electronic Banking for the Poor - Conference held online from 16 to 27 February 2004 [MS Word File - 492 kb]

Micro Insurance

Islamic Microfinance

Islamic Microfinance
Sanabel - Microfinance Network of Arab Countries
Islamic Banking and Finance News
Accounting and Auditing Organization for Islamic Financial Organizations (AAOIFI)
Bangladesh: Zakat Guide of the Masjid Council for Community Advancement
PAkistan: Islamic Microfinance Network (IMN)
New Publications on Islamic Banking
Islamic Banking bibliography
Case Study - Ea href="islamic-microfinance.pdf">Islamic microfinance and socially responsible investmentsE- Chiara Segrado
Conference report: Islamic Modes of Financing

Evaluations and lessons learnt

Micro Credit Lending Experiences
Village Banks in Latin America, Asia and Africa
Development Associations and Credit systems.
Lending for Microenterprises--A Review of the World Bank's Portfolio
Complementarity, Competition and Institutional Development: The Irish Loan Funds through Three Centuries - Aidan Hollis and Arthur Sweetman
Microcredit in Pre-Famine Ireland - Aidan Hollis and Arthur Sweetman
Scratching Where it Itches: What Bolivian Microlending Programs can Learn about Rural Household Strategies from Participants - Nanci Lee
Corposol/Finansol: Preliminary Analysis of an Institutional Crisis in Microfinance - Michael Chu, Carlos Castello, Craig Churchill and Tim Nourse
The World Bank and Microfinance: An elephant trying to build a bird's nest
Microcredit in Transitional Economies
Microcrediting Small and Medium-sized Enterprises in Countries in Transition
UNICEF: How access to loans and basic social services can enrich and empower people
Lessons in Microfinance Downscaling: The Case of Banco de la Empresa, S.A.

Informal and traditional credit markets

Microfinance and Migrant Remittances

Migrant Remittances in Africa: Reducing Obstacles to Developmental Contributions.
Capturing a Market Share? Migrant Remittance Transfers and Commercialisation of Microfinance in Africa.
Migrant Remittances to Developing Countries - A Scoping Study: Overview and Introduction to Issues for Pro-Poor Financial Services
Passing the Buck EMoney Transfer Systems: The Practice and Potential for Products in Kenya.
Passing the Buck -- Money Transfer Systems: The Practice and Potential for Products in Tanzania and Uganda.
Migrant Worker Remittances, Micro-finance and the Informal Economy: Prospects and Issues
IADB: Multilateral Investment Fund - Remittance Resources
The remittances of migrant Tongan and Samoan nurses from Australia
Migrant remittances in Thailand: economic necessity or social norm?

... More resources on remittances

General issues on microcredit

Microfinance Services in the Context of AIDS Orphans
Creating Ecological Economics with Local Currency: Ithaca's HOURS
Improving Local Currencies
New Money: A Creative Opportunity for Business
Articles and write-ups on microlending
LOCAL BONUS SYSTEM - A model for development projects that encourage circulation - Matina Hæmmerli and Bruno Jehle
Ownership of money and the induction of value to money. - read a shorter [ PRESS RELEASE ]
The Micro Economic Environment - Robert Hickson

Links to other document repositories

Most organizations and institutions listed in the virtual library have publications of one sort or the other. Please do explore their websites for documents. Additional links, including large collections, are listed below:

Alternative Finance
CGAP Microfinance Gateway
Development Gateway: Microfinance
Development Research Center, University of Cologne: Working Paper Series
ITDG Publishing - Search using 'microfinance' or 'microcredit' as keywords.
Microfinance and Rural Finance - Papers by Mark Schreiner - mark@microfinance.com
PACT Publications: Educational Materials and Training Tools
Partnership for Economic Growth: Papers from the Pegasus Project
USAID: MBP Research and Publications

Hari Srinivas - hsrinivas@gdrc.org

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