T _ O_ O _ L___ K_ I _ T | |
II RESEARCH INTERVIEW | |
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RESEARCH INTERVIEW | |
What do you do to earn money? | ___________________________ |
How many years have you done this? | ___________________________ |
Year round or only in certain months? | ___________________________ |
Do you also work at something else? | ___________________________ |
How much do you earn after you pay your expenses? | ___________________________ |
Do you work alone? | ___________________________ |
How many family members help? | ___________________________ |
How many employees? | ___________________________ |
Do you ever borrow money for this activity? | ___________________________ |
From whom can you borrow money? .. family and friends, a bank a moneylender, a supplier, a savings group? |
___________________________ |
How much do you borrow and for how long? |
___________________________ |
What interest do you pay monthly? Weekly? Daily? (amount usually expressed in interest, not in value.) |
___________________________ |
If you had money in your pocket how would you use it to make more money? |
___________________________ |
If you could borrow money would you? | ___________________________ |
How much would you borrow? | ___________________________ |
Could you repay the loan in six months? | ___________________________ |
In less than six months? | ___________________________ |
In more than six months? | ___________________________ |
Would you be willing to pay___ % interest per month on a loan of ___ ? |
___________________________ |
Imagine a program that issues small loans to members of borrower groups. Members of the group guarantee each other's loans. If one person is behind on a loan no one in the group can borrow any more money. To resolve this problem, sometimes the group pays the overdue loan out of their own pockets. | |
Do you think you would join such a group? |
___________________________ |
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